Creamy Taco Soup

Featured in: Poppy-Bright Cozy Dinners

This hearty Tex-Mex style soup combines ground beef with black beans, corn, and vegetables in a creamy broth spiced with taco seasoning and smoky cumin. Ready in under an hour, it's an ideal one-pot meal for feeding a crowd on cold evenings.

Updated on Tue, 27 Jan 2026 16:01:00 GMT
Creamy Taco Soup simmering in a pot, loaded with ground beef, corn, and black beans, ready to serve with cheese and tortilla chips. Save to Pinterest
Creamy Taco Soup simmering in a pot, loaded with ground beef, corn, and black beans, ready to serve with cheese and tortilla chips. | poppyfork.com

My cousin called on a Tuesday afternoon asking if I could bring soup to a family gathering that weekend, and without thinking, I promised her creamy taco soup. I'd never made it before, but something about the combination of spices and that rich cream sauce felt like it belonged in my kitchen. The first batch came together faster than expected, and when I tasted it simmering on the stove, I realized I'd just stumbled onto something I'd be making all winter long.

There's something about ladling this soup into bowls and watching people's faces when they taste it for the first time—that moment when they stop talking and just enjoy each spoonful. My nephew, who usually pushes vegetables around his plate, asked for seconds and then thirds, which felt like a small victory in the kitchen that day.

Ingredients

  • Ground beef: Brown it thoroughly before adding anything else, as this builds the foundation of all that savory depth you'll taste later.
  • Yellow onion, garlic, and red bell pepper: The holy trinity that makes your kitchen smell incredible while they soften—don't rush this step.
  • Diced tomatoes and their juice: That liquid is liquid gold for flavor, so pour it all in without hesitation.
  • Sweet corn and black beans: They add texture and heartiness, keeping the soup from feeling thin or one-dimensional.
  • Chicken or beef broth: Use something you'd actually drink on its own—the soup is only as good as your broth.
  • Taco seasoning, cumin, smoked paprika, and chili powder: This spice blend is what separates this from ordinary soup; the smoked paprika especially adds a subtle depth that nobody can quite name.
  • Heavy cream: Added at the very end, this transforms the whole pot into something creamy and luxurious without overwhelming the spices.
  • Shredded cheddar cheese: It melts into the cream, making everything velvety and slightly rich.
  • Green onions, sour cream, cilantro, tortilla chips, and lime wedges: These toppings let everyone customize their bowl and add a fresh contrast to the warmth below.

Instructions

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Brown the beef and build your base:
Heat a large pot over medium-high and crumble the ground beef in, listening for that satisfying sizzle. Once it's no longer pink and the edges start turning golden, drain any excess fat—you want the flavor without the grease.
Soften the aromatics:
Toss in the diced onion, garlic, and bell pepper, and let them cook for about 4 to 5 minutes until they smell fragrant and the onion turns translucent. This is when the magic starts happening in your kitchen.
Toast the spices:
Add all your seasonings—the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper—and stir constantly for just 1 minute. You'll smell them bloom, and that's your signal that they're releasing their full potential.
Build the soup:
Pour in the tomatoes with all their juice, the corn, beans, and broth, stirring everything together until there are no dry spots at the bottom. Bring it to a gentle boil, then lower the heat and let it simmer quietly for 15 minutes, giving the flavors time to mingle and deepen.
Finish with cream and cheese:
Turn the heat to low, then gently stir in the heavy cream and cheddar cheese, cooking for just 2 to 3 minutes until the cheese melts completely. The soup will transform into something silky and luxurious—never let it boil at this stage, or the cream might separate.
Taste and serve:
Give the whole pot a taste and adjust the salt, pepper, or spices to your preference before ladling into bowls. Top with green onions, extra cheese, sour cream, cilantro, tortilla chips, or whatever sounds good at that moment.
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Two bowls of Creamy Taco Soup topped with green onions and extra cheddar, a cozy Tex-Mex meal for chilly evenings. Save to Pinterest
Two bowls of Creamy Taco Soup topped with green onions and extra cheddar, a cozy Tex-Mex meal for chilly evenings. | poppyfork.com

This soup somehow became the dish people text me about when they're sick or having a rough week, asking if I'd make a batch for them. There's power in a recipe that goes beyond the bowl—it's become a small act of care in my kitchen that other people recognize and trust.

Playing with Heat and Flavor

If you like things spicy, dice up some fresh jalapeños and add them right after the bell pepper softens, or bump up the chili powder to three-quarters of a teaspoon. For something milder, go light on the paprika and skip the extra chili powder altogether. The beauty of this soup is that it meets you where you are flavor-wise, so don't be shy about adjusting it to match your taste preferences.

Making It Your Own

My neighbor makes this with ground turkey and swears by it, while another friend adds a can of pinto beans instead of black beans for a slightly different texture. You could also stir in some diced jalapeños, a splash of lime juice, or even top it with sliced avocado if you want something richer. The core of this soup is flexible enough to bend around whatever you have on hand or whatever sounds good on any given day.

Storing, Reheating, and Feeding a Crowd

This soup keeps beautifully in the refrigerator for 3 to 4 days, and it actually tastes better the next day when the flavors have settled together overnight. When you reheat it, use low to medium heat and stir frequently, adding a splash of broth if it's thickened too much—never let it boil again once that cream's in there. For a crowd, this recipe doubles easily, and you can make it through the simmering stage hours ahead of time, then add the cream and cheese just before serving so everything stays perfectly creamy.

  • Leftovers also freeze well if you skip the cream and cheese until you're ready to serve—just thaw, reheat, and finish with the dairy at the end.
  • If you're meal prepping, portion out the soup in containers without toppings and add those fresh garnishes when you eat so they stay crisp and bright.
  • Serve with warm crusty bread or tortilla chips on the side, and let people load up their bowls however they like.
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Creamy Taco Soup in a rustic bowl garnished with cilantro and a lime wedge, a rich, hearty dinner idea for six. Save to Pinterest
Creamy Taco Soup in a rustic bowl garnished with cilantro and a lime wedge, a rich, hearty dinner idea for six. | poppyfork.com

This creamy taco soup has become my answer to the question of what to make when someone needs feeding or when the weather turns cold and the kitchen feels like the best room in the house. Make it once, and it'll be waiting in your memory for the next time you need something warm, easy, and genuinely delicious.

Recipe Questions

Can I make this soup vegetarian?

Yes, simply omit the ground beef and substitute with extra black beans, pinto beans, or plant-based ground meat alternative.

How can I add more heat to the soup?

Add diced jalapeños, use hot chili powder instead of mild, or incorporate a chipotle pepper in adobo sauce while simmering.

Can I freeze leftovers?

The soup freezes well for up to 3 months. However, the dairy may separate slightly when reheated—stir gently to restore creaminess.

What should I serve with this soup?

Warm crusty bread, tortilla chips, or cornbread complement perfectly. Top with avocado slices, sour cream, and fresh cilantro.

How do I store leftovers?

Store in an airtight container in the refrigerator for up to 4 days. Reheat gently on the stovetop over low heat.

Creamy Taco Soup

Rich and comforting soup with bold taco flavors, creamy texture, and hearty ingredients perfect for winter.

Prep Time
15 min
Cook Time
30 min
Overall Time
45 min
Created by Cooper Anderson


Skill Level Easy

Cuisine Tex-Mex

Makes 6 Number of Servings

Diet Tags None specified

What You Need

Meats

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced for garnish

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese, plus additional for garnish

Liquids

01 3 cups chicken or beef broth

Spices & Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges

Directions

Step 01

Brown the Meat: In a large pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly, approximately 5-7 minutes. Drain excess fat if needed.

Step 02

Sauté Aromatics: Add the diced onion, garlic, and bell pepper to the pot. Sauté for 4-5 minutes until vegetables are softened.

Step 03

Bloom Spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until the spices are fragrant.

Step 04

Build the Broth: Add the diced tomatoes with juice, corn, black beans, and broth to the pot. Stir thoroughly and bring to a gentle boil.

Step 05

Simmer the Soup: Reduce heat to medium-low and simmer for 15 minutes, stirring occasionally to ensure even cooking.

Step 06

Finish with Cream: Lower the heat to low, then stir in the heavy cream and shredded cheddar cheese. Cook for 2-3 minutes until the cheese is melted and the soup reaches a creamy consistency. Do not allow the soup to boil after adding cream.

Step 07

Season and Serve: Adjust seasoning as needed. Ladle into bowls and garnish with green onions, additional cheese, and desired toppings.

Tools Needed

  • Large soup pot or Dutch oven
  • Wooden spoon or silicone spatula
  • Chef's knife
  • Cutting board
  • Soup ladle

Allergy Info

Review all ingredient labels for allergen risks and talk to a doctor if you’re uncertain.
  • Contains dairy: cream and cheese
  • May contain gluten: verify labels on store-bought broth and taco seasoning
  • May contain soy: present in many commercial taco seasonings
  • Contains corn: canned corn and tortilla chips if used as topping
  • Contains legumes: black beans

Nutrition Info (each serving)

Nutritional details are for reference and not a substitute for medical guidance.
  • Total Calories: 485
  • Total Fat: 28 g
  • Carbohydrates: 29 g
  • Proteins: 27 g